Take out a mini loan with a benefit, for example because you temporarily need some extra money? In many of the cases it is not possible to take out a mini-loan with a benefit, the lenders only provide their services if you have a (permanent) job with sufficient income. The reason for that? A payment is often too low to be able to repay a loan on top of the fixed costs that you have. A mini-loan with a benefit is difficult in that regard, although there are other options.
Apply for a mini loan
You cannot apply for a mini-loan with a benefit, because you must submit a number of details when you make the application. It is of course your personal data, because it is important that you live in the Netherlands and you are between 21 and 65 years old. In addition, the data regarding your income are often important. Many of the providers of mini loans ask you for proof of your income or a recent bank statement. Unfortunately, you cannot take out a mini-loan with a benefit because this will be apparent from this.
Borrow money without work
Do you still want to borrow money without work ? You have a number of other options. For example, you can go to the city bank for a loan, where you can go to a maximum income of 130% of the minimum wage. The moment you receive benefits, you are below the minimum wage, making you eligible for it. Please note that a loan from the city bank of a loan is unfortunately not arranged as quickly as a mini loan with a payment. You will have to wait a little longer for your money in that regard.
City bank instead of mini loan
Alternatively you can use the city bank where you can deposit your things in exchange for a nice amount. Are you indeed unable to take out a mini loan with a benefit and are you still looking for another form of credit? Then it is worth checking if you have any valuables at home. If that is the case, you can make sure you get money for it at the city bank. You can then take out a mini loan with a benefit to ensure that you collect some extra money.